Lending Services

First Class Capital provides lending solutions that empower clients to achieve their homeownership and investment goals efficiently and confidently. We understand that each client’s needs are unique, so we offer personalized options to match specific financial situations and property objectives. Our team works closely with clients to identify the right loan type and structure, helping them navigate challenges and make informed decisions.

Our lending services include:

• Fix & Flip Loans
  Short-term loans for distressed property purchases, renovations, and resale.
• Bridge Loans
  Temporary financing that helps secure properties quickly while awaiting long-term funding.
• Rental Property Loans
  Financing for purchasing or refinancing single-family rentals or multifamily investments.
• Construction Loans
  Funding for new construction projects or major renovations with fast approval.
• Commercial Real Estate Loans
  Loans for offices, retail spaces, warehouses, apartments, and mixed-use properties.
• Cash-Out Refinance Loans
  Access equity from existing properties to reinvest or cover expenses.
• Portfolio Loans
  One loan covering multiple properties to help investors scale efficiently.
• DSCR Loans
  Rental-income–based loans ideal for investors expanding their portfolios.
• Hard Money Loans
  Fast, asset-based loans for time-sensitive deals or non-traditional borrowers.
• Land Loans
  Financing for acquiring raw land or development-ready parcels.

By providing comprehensive lending solutions, First Class Capital empowers clients to move forward with confidence. Our compassionate team ensures every client fully understands their options, making property ownership, investment, and growth accessible, transparent, and achievable.